The First Step To Filing A Home Insurance Claim Is To Call Your Home Insurance Company As Soon As You Possibly Can

Something has just happened to your home and you are completely oblivious to what you should do now. Once you have enough time to actually sit down and sort your life back out, you should start the process to file a home insurance claim so that you can begin the process of rebuilding.

First things first though, you should just be thankful that you were wise enough to have invested in that home insurance policy that will be likely to fully compensate you for your house. The first step to filing a home insurance claim is to call your home insurance company as soon as you possibly can. However, getting the process in motion as quickly as you can will mean that you can get your life back together more quickly, and that is certainly a good thing. Really, the sooner the better, even if you feel that you are not mentally up to dealing with an insurance company right after losing your house. Next, walk around your home and take very detailed notes about each and every thing that was damaged or destroyed. If you were able to photo- document your home before the disaster, as you can, even better use both the previous pictures and your new pictures to prove to the insurance company that damage took place and some of your belongings were lost.

If you have a camera, use it. After all, when there are pictures involved, you are able to present your insurance company with irrefutable evidence that you did in fact have the items you want compensation for, and you can prove that they were in fact destroyed or damaged beyond repair. Just be sure that you thoroughly documented the damaged areas before you fix them up. While you are waiting for the insurance claim to go through, go ahead and make any repairs that you can, as doing so will help you pass the time. Also, a good idea when you are working on repairs is to complete them as much as you can, but do not apply a fresh coat of paint over them. As you work, the time will pass more quickly and in no time you will be rewarded with your home insurance claim- a great way to help you get back on your feet after your home or your belongings were damaged or destroyed. This way the insurance company will actually be able to fully examine the areas that were damaged should they need to.