Car Insurance Companies Value Good Drivers

Category: Finance, Insurance.

Every single car owner needs insurance, but not every owner can afford expensive insurance rates.

There is a good chance you could immediately save hundreds, even thousands of dollars on your car insurance. After reading this article, you will no longer feel" helpless" when it comes to controlling your hard earned money. Here are 6 secrets that will get you the insurance protection you need, while also protecting your wallet. Some insurance companies offer discounted rates to customers who drive less. Secret# 1: Driving less saves you money. Installed in the glove box, or under the dash, is a technological device that tracks when, where and how fast you drive.

Secret# 2: Waive your first at- fault accident. If the data proves that you are a low risk driver, you could get a discount from an insurer that offers usage based insurance. If you ve been accident free in recent history, contact your broker and ask if you qualify for the accident protection coverage. If you get into a minor at fault accident while driving, your insurance company will waive your first at- fault accident if you qualified and purchased the accident protection endorsement. Here s how it works. You will save hundreds of dollars on your car insurance rate upon renewal. Car insurance companies value good drivers.

Secret# 3: Car Insurance companies reward good drivers. Most auto insurers will reward young drivers or people over the age of 55 if they complete professional or defensive driving courses by offering up to a 15% discount off their rate. Your employer may have exclusive discount rates with your own car insurance company that could save you up to 30% on your annual insurance rate. Secret# 4: Ask your employer about company car insurance perks. Affiliations with professional organizations may also qualify you for lower auto insurance rates. It counts as insurance experience! Secret# 5: Have you ever rented a car?

Most insurance companies attempt to validate high premium rates if you ve never held an insurance policy in your name. Renting a vehicle from a rental car company for more than one day, and purchasing liability insurance will qualify you as having insurance experience. They consider you as having" no prior insurance experience" . Simply provide proof of insurance to your broker. Secret# 6: Some insurance companies offer free quote searches. Your wallet will thank you later.

Auto insurance quotes between companies can vary by hundreds, even thousands of dollars. The only way to ensure that you find the companies that offer the best price is to do an online rate search. Saving money is on everyone s mind. For instance, InsuranceHotline. com offers free rate searches for consumers and directs you to the company that has the lowest rate for you and your family.

Read more...

It Is Under Such Circumstances Travel Insurance Works Like A Savior - Finance and Insurance Blog:

Travel insurance implies the coverage for pitfalls associated with travel. The losses may be incurred in a domestic or an international level.

Another Issue Of Concern Is Whether The Property Is Carded To Be Let In The Future - Finance and Insurance Articles:

It can be a difficult task to obtain the insurance coverage that you require for an vacant property that you currently have in your possession. There is of course the increased risk of vandalism and the similar when dealing with vacant properties.

Usually What Happens Is That A Home Insurance Adjuster Visits Your Home And Inspects The Site Of The Damage - Finance and Insurance:

Simply because you have decided to invest in home insurance policy does not mean that your home and your property is completely covered should there be some kind of damage to it. Usually what happens is that a home insurance adjuster visits your home and inspects the site of the damage.